At Arei Finance, we are approved with all the major banks, offering our clients access to the most competitive rates and flexible finance packages available in the market.
This calculator only provides an estimate of the monthly payment. Interest rates are subject to approval by your banking institution.
Terms and Conditions Apply. Rate term and risk dependant.
Arei Finance is a leading asset- and secured lending finance company with a specialised focus on providing tailored financial solutions for asset purchases, whether through dealers, private-to-private transactions, or refinancing. With over two decades of experience in the financial sector, our founder brings a wealth of expertise and insight into the complexities of vehicle financing.
At Arei Finance, we are approved with all the major banks, offering our clients access to the most competitive rates and flexible finance packages available in the market. Our team consists of highly skilled finance experts who are committed to helping our customers secure the best possible finance options tailored to their unique needs.
We take pride in our customer-centric approach, ensuring that every transaction is handled with professionalism, transparency, and efficiency. Whether you’re purchasing an asset from a dealership, engaging in a private sale, or looking to refinance an existing vehicle loan, Arei Finance is here to simplify the process and provide you with financial peace of mind.
Vehicle Finance for Dealers
Private-to-Private Finance
Refinancing Solutions
Value Added Products
Commercial Asset Finance
| Sales Representative | Sales Representative |
| Title * | Title * |
| First Name * | First Name * |
| Surname * | Surname * |
| Email Address * | Email Address * |
| Mobile * | Mobile * |
| Tel.Home * | Tel.Home * |
| Tel.Work * | Tel.Work * |
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Looking for tailored, expert advice on your vehicle finance needs? Get in touch with Arei Finance today! Whether you’re buying from a dealership, arranging a private sale, or interested in refinancing your current vehicle, our experienced team is here to guide you with flexible, competitive options. Backed by decades of industry expertise and partnerships with all major banks, we’re dedicated to providing smooth, reliable service and personalised financial solutions.
Reach out now, and let Arei Finance drive your dreams forward!
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At Arei Finance, we believe in building strong connections to deliver the best financial solutions for our clients. Our trusted partnerships with leading banks empower us to provide a wide range of tailored financial services that meet your unique needs.
The executive team at Arei Finance has combined experience of more than 80 years in vehicle and asset finance. Staffed with the best talent banks could offer, we hand picked the team with finance- and motor industry experts to ensure only the best advice and most professional service is given to our valuable clients. We are accredited with all the major banks, and are winners in various finance and insurance categories at yearly industry awards.
The team is fully FAIS and NCA accredited to ensure you receive the best advice and that we solve for your asset finance needs. Turning Assets into Opportunities.
Leading industry experts with a wealth of vehicle and asset finance expertise.
Fully FAIS, FICA and POPIA compliance.
Accredited by all the major banks.
Technologically driven, with all the best systems in the industry used to give an exceptional and professional customer experience.
Algorithm based computer learning scoring systems to assist in structuring deals for approvals.
CEO. CA (SA)
Head: Strategy and
Strategic Partnerships
M.Com, MBA
COO. B.Com: Marketing
Head: Business Development
ND: Finance and Banking
Head: Legal Department. LLB
7 highly skilled field agents
(yip, we use AI to structure
deals into approvals)
Providing a finance platform and assistance under strict rules and regulations in a ontrolled environment to dealers that do not have finance codes, or some but not all the dealer codes.
Assisting private individuals to purchase and finance assets in a safe and secure manner, outside the normal motor dealer environment. This would be where one private individual- or entity purchases from a private seller. From cars to trucks and tractors, we will help you and the seller do a deal.
Assisting clients to unlock the finance possibilities in an asset that is already owned, or to assist in the restructuring finance of already financed assets.
Assisting clients to unlock the finance possibilities in an asset that is already owned, or to assist in the restructuring finance of already financed assets.
With first and second tier funders available to assist in all commercial finance, including trucks, trailers, farming equipment and yellow goods. We have 22 options available to your needs.
Refinancing lets you extend your loan term, easing your monthly car payment. This flexibility can free up funds, making it easier to manage new expenses – like a mortgage – without overstretching your budget.
If you qualify, refinancing may secure you a better interest rate. By doing so, you could pay less over the loan term compared to sticking with your current lender, keeping more in your pocket.
With a paid-off or partially paid-off vehicle, refinancing allows you to unlock cash. This means if an unexpected cost arises, like a medical emergency, you can use your car’s equity to cover it without losing your car.
Refinancing often provides more favourable terms than credit cards. Need funds for that dream getaway? Access your vehicle’s equity at a lower interest rate and pay it back over time, potentially saving on interest compared to other borrowing options.
By ticking the confirmation tick box below you consent to all related parties for the collection and use of this information. *
By ticking the confirmation tick box below you consent to all related parties for the collection and use of this information. *
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| I am a South African Citizen with a valid ID Book / ID Card | |
| I am 18 years or older | |
| I earn more than R10,000-00 nett per month | |
| I am able to provide 3 months payslips and 3 months bank statements | |
| I have a valid South African Driver’s License | |
| I have not defaulted on any of my debts, nor do I have any judgements against me for accounts not paid | |
| I confirm that I am currently not blacklisted with a financial institution | |
| To ensure best practise for the Health of your Vehicle you are purchasing, our AREI Finance Policy requires A vehicle to have at least six months of the original manufacturer’s warranty or service plan remaining, If not, we will only finance the vehicle with the purchase of an approved pre-owned warranty policy by the Buyer. |
By checking the check box below I hereby give consent to the Credit Provider to make enquiries about my credit record with any of credit agencies and to obtain whatever information on me that they might require to process the credit application and / or application for insurance. I hereby declare that all of the above information is true and correct . I also consent to all related parties for the collection and use of this information. *